members in a ppo plan:

A Preferred Provider Organization (PPO) is an organization of medical providers delivering health care on a discounted, fee-for-service basis. Employees can choose care in- or out-of-network. If services are received from a preferred provider (in-network), both the employees and the employer can realize substantial discounts. If services are received from non-PPO providers (out-of-network), the plan still covers the services, but at a reduced reimbursement level.

Choose your PPO and click on it to find participating physicians and hospitals within your network. If you are unsure of your health plan’s PPO affiliation, it will be displayed on your medical ID card.

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